POLICIES & BENEFITS

Explore Our Employee Policies & Benefits

Navigate the tabs below to access employee benefits and policies information. Each tab provides essential information and guidelines designed to support your well-being and enhance your experience at Indiana Harbor Belt.

IHB Train

IHB EMPLOYEE POLICIES

IHB EMPLOYEE BENEFITS

INDIANA

FinAns
7017 - 19 Kennedy Avenue
Hammond, Indiana 46323
PHONE: (219) 844-3125
WEBSITE: www.finansfcu.org

ILLINOIS

ACME Continental Credit Union
12601 S. Perry Ave.
Riverdale, IL. 60827
PHONE: (219) 844-3125
WEBSITE: www.acmecontinentalcu.com

AETNA US HEALTH CARE

P.O. Box 14091
Lexington, KY - 40512
WEBSITE: www.aetna.com

NATIONAL DENTAL PLAN, GP-12000

PHONE: (877) 277-3368

UNITED HEALTHCARE

GA-23000, GA-23111, & GA-46000
PHONE: 1 (800) 842-9905
WEBSITE: www.myuhc.com

CLAIMS: P.O. Box 30985, Salt Lake City, UT 84130-0985
LIFE INSURANCE: P.O. Box 30985, Salt Lake City, UT 84130-0985
OCCUPATIONAL INJURY: P.O. Box 1929, Matteson, IL 60443

EYEMED

PHONE: (855) 212-6003
WEBSITE: www.eyemed.com

SUPPLEMENTAL INSURANCE

BMWE, GP-7000 - The Hartford
Shopcrafts, GPR-5000 - The Hartford
Signalmen, GPR-5000 - The Hartford
Yardmasters, GP-9000 - Trustmark
ARASA - Trustmark

FILING A CLAIM WITH THE HARTFORD

  • Claims must be filed with The Hartford within 20 days of the start of the disability. (Contact The Hartford to confirm filing deadlines). Failure to file a claim within the deadlines established by The Hartford will result in the denial of your claim.
  • The Hartford is a supplement to the RRB and will not pay any claims until the employee has filed for benefits with the RRB. Claims for RRB and supplemental insurance should be filed at the same time.
  • Employees may file a claim by calling The Hartford at 1 (800) 205-7651 or by visiting their website at www.abilityadvantage.thehartford.com.

FILING A CLAIM WITH TRUSTMARK

  • Claims must be filed with Trustmark within 90 days of the start of the disability. (Contact Trustmark to confirm filing deadlines). Failure to file a claim within the deadlines established by Trustmark will result in the denial of your claim.
  • Trustmark is a supplement to the RRB and will not pay any claims until the employee has filed for benefits with the RRB. Claims for RRB and supplemental insurance should be filed at the same time.
  • Employees may file a claim by calling Trustmark at 1 (800) 504-9052.
  • MAILING ADDRESS:
    P.O. Box 7901
    Lake Forest, IL. 60045
    Fax: 1-847-615-3866

TOTAL CARE EAP

PHONE: 1 (800) 252-4555 OR 1 (800) 225-2527
WEBSITE: www.theEAP.com

U.S. RAILROAD RETIREMENT BOARD

63 W. Jefferson St., Suite 102
Joliet, IL 60432-4337
PHONE: (877) 772-4337
WEBSITE: www.rrb.gov

U.S. RAILROAD RETIREMENT BOARD

844 North Rush St.
Chicago, IL 60611

AFLAC

For more information contact:
DAVID CICHON
EMAIL: david_cichon@us.aflac.com
WEBSITE: www.aflac.com

METLIFE

PHONE: 1-800-METLIFE
WEBSITE: www.metlife.com